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It also depends on how STRICT the policy is. Does it re-apply itself during the day, does it LOCK registry permissions on the keys, etc...
The location is here for the screen saver.
HKEY_CURRENT_USER\Software\Policies\Microsoft\Windows\Control Panel\Desktop
By renaming the KEY Desktop or removing it will at least temporarily disable the policy. However a GPO can also be set to prevent a normal user from modifying this key as well. All depends on how tough the Admin is on the subject.
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